We are trying to seek candidates who have experience either in Credit Risk (selecting good customers, initial line assignment, increasing/decreasing limit) or collections or portfolio analytics or disputes.
Location: Gurgaon/Bangalore/Pune/Ahmedabad
Experience: 2-10 years(Hiring across bands)
Job Description:
A successful candidate would work as an EXL consultant with a leading US Financial Services
Organization on an unsecured lending portfolio.
The job will require the consultant to work on:
- Support tactical & strategic analytics initiatives for US based banks’ team in Credit Risk/Fraud/Collections/Disputes/Portfolio Analytics domain.
- Evaluate effectiveness of current policies & strategies and recommend changes to business strategy & risk management policies to improve performance which are targeting good customers/finding fraud patterns/increasing collections/reducing loss of the portfolio.
- Lead the development of new rules and strategy by leveraging the existing data, managing the initiatives/monthly/ad-hoc dashboards, analyzing the trends and performing ad-hoc analysis.
- Summarize analytical findings into presentations and share analysis & reports with senior leadership.
- Clearly communicate analysis as presentations to technical & non-technical groups
- Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
- Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
- Train, coach and develop team members.
Qualifications:
- Past Analytical experience: Portfolio analytics (loss monitoring)/Credit Risk (Acquisition and Line Management)/Collections/Fraud/Dispute Analytics and Trend Reporting/Dash-boarding with root cause analysis. (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)
- Past experience in problem solving roles, strategic initiatives etc.
- Knowledge in Banking Domain
- Excellent written and oral communication skills.
- Hands on work experience in SQL or Python.
- Educational Background: B.Tech /B.E from premier/reputed organizations (IIT/NIT preferred)