This role ensures that merchant services are efficient, secure, and compliant with industry standards. The Merchant Services Architect collaborates with cross-functional teams to create robust solutions that meet business needs.
Responsibilities:
- Develop and maintain a deep understanding of merchant acquiring processes, including transaction flows, settlement, and reconciliation.
- Design end-to-end solutions for merchant onboarding, payment processing, and settlement.
- Ensure compliance with payment schemes (e.g., Visa, Mastercard) and industry standards (PCI DSS, EMV).
- Evaluate existing system architecture related to merchant services.
- Propose enhancements and optimizations to improve efficiency and reliability.
- Consider integration with other banking systems (e.g., core banking, CRM).
- Security and Fraud Prevention:
- Implement secure communication channels (SSL/TLS) and access controls.
- Collaborate with security teams to implement fraud detection mechanisms.
- Leverage technologies like machine learning models and rule-based systems.
- Collaboration and Communication:
- Work closely with business analysts, developers, and stakeholders to gather requirements.
- Communicate effectively to bridge technical and business perspectives.
Qualifications:
- Bachelor’s degree in Computer Science, Information Technology, or a related field.
- Proven experience (typically 5+ years) defining solutions for merchant acquiring within a financial institution.
- Knowledge of payment protocols (e.g., ISO 8583) and industry trends.
- Familiarity with cloud-based architectures and microservices.
- Excellent problem-solving skills and attention to detail.
- Full working rights – Must be an Australian Citizen or Australian Permanent Resident
Conquest Recruitment Group - Melbourne, VIC
Promote local employment to your region, community or member organisation with a uWorkin Talent Community. Find out more .
#J-18808-Ljbffr