JOB SUMMARY
Responsible for evaluating, reviewing, and checking as well as recommending loan proposals and helping in the smooth flow of approval.
DUTIES & RESPONSIBILITIES (ESSENTIAL JOB FUNCTIONS)
- Responsible for evaluating, reviewing, and checking of loan applications, and ensuring the completeness of the loan requirements, including:
- Verifying attached documents and ensuring that submitted documents have the stamp of "SEEN ORIGINAL COPY", “AUTHENTICATED DOCUMENTS” and “SIGNATURE VERIFIED”.
- Double-checking encoded details such as the spelling of NAME, EMPLOYEE No., DIVISION No., STATION No., EDATE and TDATE based on submitted payslips and valid IDs, which is vital in the BILLING process.
- Making the final assessment based on Risk Acceptance criteria such as, but not limited to, the amount of loan applied for, interest rates, term, monthly amortization, etc.
- Ensuring that all accounts are qualified to avail APDS and that all submitted documents are complete and valid.
- Analyzing and reviewing applicants’ financial and credit status to determine the possibility of granting loans.
- Approving loans within specified limits and referring loan applications outside those limits to management for approval.
- Checking details and attaching DepED Confirmations from DepED verifiers in the cnd web.
- Assisting the APDS Credit Lending Head in loan management functions.
JOB SPECIFICATION & MINIMUM REQUIREMENTS OF THE JOB
Education: Must be a graduate of Business Management, Finance, or any related course.
Experience: Preferably with a background in Credit Assessment and Financial Analysis.
Others: Good interpersonal skills, analytical capabilities, and a background in Commerce. Organized, with good communication skills, keen attention to detail, and highly trainable. Trustworthy.
Interested applicants may send their CV to .
Job Type: Full-time
Benefits:
- Health insurance
- Paid training
Schedule:
- 8-hour shift
- Monday to Friday
Supplemental Pay:
Application Question:
- Willing to be assigned in Davao City?
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