JOB SUMMARY
Responsible for evaluating, reviewing, and checking loan proposals and helping in the smooth flow of approval.
DUTIES & RESPONSIBILITIES (ESSENTIAL JOB FUNCTIONS)
- Responsible for evaluating, reviewing, and checking of loan applications, and ensuring the completeness of the loan requirements:
- Verifies attached documents and ensures that documents submitted have a stamp of "SEEN ORIGINAL COPY", “AUTHENTICATED DOCUMENTS” and “SIGNATURE VERIFIED”.
- Double checks encoded details of the following: spelling of NAME, EMPLOYEE No., DIVISION No., STATION No., EDATE and TDATE based on submitted payslips and valid IDs, which is vital in the BILLING process.
- Makes the final assessment based on Risk Acceptance criteria, such as but not limited to the following: amount of loan applied for, interest rates, term, monthly amortization, etc.
- Shall ensure that all accounts are qualified to avail APDS and that all documents submitted are complete and valid.
- Analyze and review applicant’s financial and credit status to determine the possibility of granting loans.
- Approve loans within specified limits and refer loan applications outside those limits to management for approval.
- Check details and attach DepED Confirmations from DepED verifiers in the cnd web.
- Assist APDS Credit Lending Head in loan management functions.
JOB SPECIFICATION & MINIMUM REQUIREMENTS OF THE JOB
Education: Must be a graduate of Business Management, Finance, or any related course.
Experience: Preferably with a background in Credit Assessment and Financial Analysis.
Others: Good interpersonal skills, analytical, with a background in Commerce. Organized, with good communication skills. Keen to details and highly trainable. Trustworthy.
Interested applicants may send your CV to
Job Type: Full-time
Benefits:
- Health insurance
- Life insurance
- Paid training
Schedule:
- 8 hour shift
- Monday to Friday
Supplemental Pay:
Application Question(s):
- Willing to work in Puerto Princessa, Palawan?
- Do you have experience as a Credit Officer?
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