Requirements:
- Conducts initial assessment on the corporate borrower and its major shareholders/directors and lay out the necessary and further clarification.
- Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business operations.
- Checks the Loandex, NFIS, and other third-party applicable credit bureaus.
- Conducts trade checking with borrowers' customers and suppliers.
- Analyzes and validates the submitted bank statements.
- Prepares financial spreadsheet based on the audited financial statements to determine the capacity of the borrower to pay.
- Prepares in-depth credit proposals after gathering all the necessary information which include but not limited to:
- Company background
- Financial analysis (Ratios, AFS entry movement – favorable and not favorable)
- Summary of the trade and bank checking, field visit conducted
- Recommendation on the loan package
- Prepares 3-year financial projection only when necessary.
- Presents the Credit Proposal to the Excom depending on the credit limit endorsed.
Other Job Details:
- Full Onsite in Taguig City
- Monday to Friday - Dayshift
- Salary Up to 70,000
Qualifications:
- Bachelor’s degree in Finance, Accounting, Economics or any other related field.
- At least 2 years’ experience in Credit Evaluation and Financial Analysis of corporate loans.
- A g e preference is 20-35.
- Must be analytical and keen on details and with good oral and written communication skills.
- Has the ability to analyze information and can make recommendations to management.
Job Type: Full-time
Pay: Php60,000.00 - Php70,000.00 per month
Experience:
- Credit Evaluation: 2 years (Required)
- Loan Processing: 2 years (Required)
- Financial Analysis: 2 years (Required)
#J-18808-Ljbffr